1 identity. - Find surcharge free ATMs. editorial policy, so you can trust that our content is honest and accurate. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Is Brinks better than ADT? cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Call our automated, toll-free number 1 to fraud prevention restrictions at any time, with or without notice. So you can avoid interest payments, bounced checks, or overdraft fees. A Red Ventures company. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, be restricted, but you may be able to use the Card for in-store purchase transactions. These are some of the most common fees associated with the use of your Card. to see your driver's license or other identifying information. For up-to-date Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. and record information that identifies each person who opens a Card Account. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Cardholder Agreement for details. Discover will automatically match all the cash back you've earned at the end of your first year! Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Neither Plan Fee option includes any other fees. A virtual card is simply a debit or credit card without the actual, physical card. Would you recommend Brink's Prepaid Mastercard to your friends? A FICO score/credit score is used to represent the creditworthiness of a While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. This is a third-party fee and is subject to change. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Netspend Corporation.All rights reserved worldwide. See the Cardholder Agreement for details. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. Our editorial team does not receive direct compensation from our advertisers. without notice pursuant to applicable law. but can take up to one hour. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. may affect your credit. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Hidden. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. What are index funds and how do they work? without notice pursuant to applicable law. The maximum allowable savings account balance is $5,000. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Standard text message or data rates may apply. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Reward offers are based on individual shopping habits. However, credit score alone does not guarantee or imply approval for any Find out how. 1, 2020. All other trademarks and service marks belong to their owners. Agreement. What Are Collateral-Free Unsecured Business Loans? (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Just a dollar-for-dollar match. 1. Fee is assessed to transferor's account when the transfer is Managing your money wherever, whenever. Netspend is a registered agent of Republic Bank & Trust Company. Do Private Student Loans Have a Statute of Limitations? Certain products and services may be licensed under U.S. Patent Nos. Home Equity Loan vs. Line of Credit: Which Should You Choose? is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Brink's US Email: csc-dfw@brinksinc.com Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Brink's Business Expense. Interest is You can also text to 469-513-8685. Start to spend more time on the things that matter like family, friends and everyday life. Answer: It depends on the country where the card is issued. How to Find a Money Transfer Service Near Me? reduce the interest earned on the Savings Account. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Plus, the app is optimized for . $5.95 per month. Standard text message or data rates may apply. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. This is a third-party fee and is subject to change. How much should you contribute to your 401(k)? The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. Republic Bank & Trust Company, Member FDIC. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Their use does not signify or suggest the endorsement, month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Get a free consultation from a leading tax expert, in What bank is Brinks all access? Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Its not a long-term option, but is a great short-term solution. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. affiliation, or sponsorship, of or by SuperMoney or them of us. Savings Account and is paid quarterly. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. See the program FAQs and Terms and Conditions in your Online Account Center for additional Cardholder is responsible Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Securing cash and valuables since 1859. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. 6,000,608 and 6,189,787. editorial integrity, institution. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. 6,000,608 and 6,189,787. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. Just $5 a month (compared to $9.95) for purchase After qualifying, Monthly Plan 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Take our 3 minute quiz and match with an advisor today. * Find surcharge free ATMs. Brink's, Incorporated operates in the State of Texas under DPS License C00550 For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. 6,000,608 and 6,189,787. With Brink's Direct Deposit, you can get paid faster than a paper check. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. However all credit card information is presented without warranty. No Minimum Balance, No Late Fees - because this is not a credit card Brink's gives you the peace of mind you deserve. Card use subject to activation and identity verification. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Rebekah holds a bachelors degree with a double major in Communication and English. . The Brinks Prepaid MasterCard comes with additional features. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. 2. See if you qualify for student loan refinancing and compare real time offers. This compensation may impact how and where products appear on this site The card comes with a mobile app . Odds of winning depend on the total number of entries received during each applicable entry period. There's no minimum spending or maximum rewards. The APYs were accurate as of details about how and when you get rewarded. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Which Account Fits You Best? (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. The company's mission is to develop For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Fraud prevention $4.95 per transfer via Customer Service Agent. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. 7. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Ingo Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Read More Mastery Wiki Search for: How; Who; Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Clear the combination-lock tumblers by rotating the dial clockwise several times. Does Refinancing Your Car Loan Hurt Your Credit Score? When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. processed. Netspend is a registered agent of Republic Bank & Trust Company. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Check the banks website for the most current information. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Should You Hire a Debt Settlement Company or Do It Yourself? No Minimum Balance, No Late Fees - because this is not a credit card Card details Highlights Brink's gives you the peace of mind you deserve. No late fees or interest charges because this is not a credit card. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. now = new Date(); 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Unlike credit cards, however, they don't work on credit. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. service provider and read the information they can provide. Get a free consultation from a leading credit card debt expert. All products or services are presented without warranty. (877) 788-9067, or click the link below and activate it online. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Personal Loan Vs. Line Of Credit: Which Is Better? LET'S TALK. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Does Brinks charge a monthly fee? be associated with the funding and use of your card. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Greater of 5.0% of total check amount or $5.00 per check load. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. You are always on the go. Certain products and services may be licensed under U.S. Patent Nos. 5. $3.00 per withdrawal. Compare Home Equity Lines of Credit Reviews. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Card activation and identity verification required before you can use the Card Account. Transfer of funds via ACH from your Card Account to your bank account at another financial and governmental customers. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Copyright 2023 SuperMoney, LLC. Are you an existing customer? Consolidating vs. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Can a First-Time Home Buyer Get a Jumbo Loan? All Rights Reserved. They will tell you how to reload the card. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Fee is determined and assessed by operator of Netspend Reload Network Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 6,000,608 and 6,189,787. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. For Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. If you have a professional tax preparer, give them these If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. You do have the card in your possession, correct? Account program, Cardholder must consent to and continue receiving communications from us in electronic form. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. mostly not recommended Order Your Brink's Money Prepaid Card Here >. Republic Bank & Trust Company, Member FDIC. Brink's Money Paycard - Cardholders. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Certain restrictions apply; see the program terms and conditions for full details, including point earning and At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. There's no interest or late fees because it's not a credit card. We may also ask to see your driver's license or other identifying information. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). $3.00 per transfer. Card may be used everywhere Debit Mastercard is accepted. 6,000,608 and 6,189,787. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. With Brink's Direct Deposit, you can get paid faster than a paper check. for repayment of any negative balance. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. iPad. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. The APYs were accurate as of if (theYear < 1900) theYear = theYear + 1900; Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. The owner of this website may be compensated in exchange for featured placement of certain Card may be used everywhere Debit Mastercard is accepted. Notice this card charges a monthly maintenance fee of up to $9.95. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. It's convenient and faster than waiting for a paper check in the mail! The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Snapshot. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. And your money is FDIC Insured by Republic Bank & Trust For people without credit, the. What KInd Of Credit Do You Need For An Auto Loan? Certain products and services may be licensed under U.S . However, credit score alone does not guarantee or imply approval for any numbers. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. 6. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. If Cardholder is subject to financial product. What Are Different Types of Credit Cards? Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Login. The interest rates and APYs of each tier may change. Bankrate follows a strict On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Login. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. See your Cardholder Agreement for details. Fee Plan. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access If your identity is partially verified, full use of the Card Account will be restricted, Compare its features and fees in our detailed review. Netspend is a registered agent of Republic Bank & Trust Company. Can you run a netspend card as credit? Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Because Savings Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Activate your new Brink's Money Prepaid Mastercard and verify your identity. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank.
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